Bankruptcy

Helping You Achieve Financial Relief in Louisville, Shepherdsville, Burlington and Shelbyville, KY

If you’re struggling with overwhelming debt, personal bankruptcy may be a solution to help you regain control of your finances. At Fernandez & Moloney PLLC, our dedicated bankruptcy attorneys are committed to helping individuals in Louisville, Shepherdsville, Burlington and Shelbyville, KY, navigate the complexities of the bankruptcy process with ease and confidence.

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Chapter 7 Bankruptcy: A Fresh Start

Chapter 7 bankruptcy, also known as liquidation bankruptcy, can provide a fresh start by

discharging many types of unsecured debts, such as credit card balances, medical bills, and

personal loans.



Our attorneys will guide you through the process, ensuring you understand the eligibility

requirements, exemptions, and the steps involved in filing Chapter 7. We’ll help protect your

assets and give you the peace of mind you need as you begin to rebuild your financial future.

Chapter 13 Bankruptcy: Reorganizing Debt

If you’re not eligible for Chapter 7 or you want to avoid the liquidation of your assets, Chapter 13

bankruptcy might be a better option. This type of bankruptcy allows you to reorganize your debt

into a manageable repayment plan, typically lasting three to five years.



With Chapter 13, you can keep your property and repay your creditors over time. We’ll work with

you to develop a repayment plan that fits your budget and helps you stay on track toward

financial stability.

  • A woman is sitting at a table with a laptop and a calculator.

  • A woman is sitting at a table with a laptop and a calculator.

Why Choose Fernandez & Moloney PLLC for Your Personal Bankruptcy Needs?

  • Experienced Bankruptcy Attorneys: Our team has years of experience helping individuals in Louisville, Shepherdsville, Burlington and Shelbyville, KY, successfully navigate the bankruptcy process.
  • Personalized Guidance: We take the time to understand your unique financial situation and tailor our approach to your needs.
  • Compassionate Support: We know how stressful financial struggles can be. We provide support throughout the entire bankruptcy process, ensuring that you understand your options and feel confident in your decisions.
  • Free Consultation: Start your path to financial freedom today with a free, no-obligation consultation. We’ll help you explore all of your options and determine the best course of action.


If you’re considering personal bankruptcy or want to explore other debt relief options, Fernandez & Moloney PLLC is here to help. Contact us today for a free consultation, and take the first step toward a debt-free future.